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Q Card Underwriter/
From:
Company: GMAC (see all of this employer's jobs)
1100 Virginia Drive
, 19034
United States
Contact: Recruiter
Apply by eMail:15173559.185@jobfrenzy1.com
Apply by eMail:15173559.185@jobfrenzy1.com
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Job Reference ID:
DF15173559
Category:
Accounting/Finance/Banking
Duration:
Full Time
City, ST:
Fort Washington, Pennsylvania
Country:
United States |
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Description:
Job Duties:
Review credit, income and asset documents to confirm meet with investor/GMAC guidelines
Customer Service is a TOP PRIORITY.Respond effectively to customers (internal andexternal) and actively participate in discussions to maintain credit quality.
Review, analyze loan files to make funding/purchase determination on loan submissions.
Work with clients (Correspondent) and team members (Underwriters, Table Funding, Correspondent Team Leaders, and Account Executives) to identify potential solutions/alternatives for difficult/denied loan files
Provide necessary back-up support to Manager as necessary to ensure efficient operations and smooth and timely flow of work.
Review and maintain GMAC/investor guidelines to stay up-to-date with all requirements.
Enter complete and accurate data in systems to ensure data integrity.
The proficient use of an automated underwriting system to augment the risk analysis process, which requires acceptance and understanding of artificial intelligence technology.
Assist in correction of Delivery Violations on specific files as required.
Review of audit files for Quality/Funding issues and Watch List customers, to determine compliance and acceptance of loan.
Participate in ongoing enhancement/training of team members.
Qualifications:
High School Diploma or equivalent minimum; real estate/mortgage banking courses helpful.
Minimum one 1-3 years underwriting experience conforming and non-conforming
Minimum six (4) years of mortgage banking required, to include exposure Government Products
Knowledge of the FHA/VA program is preferred
Ability to differentiate between first and second mortgage underwriting.
Insight as to current business environment within Wholesale Network.
Excellent Customer Service skills.
Excellent verbal and written communication skills; analytical skills.
Ability to work independently.
Ability to handle frequent changes.
Creative/innovative problem solver.
PC skills preferred: Microsoft Word
Experience with DOS and Windows setup, utilities.
Experience with setup, configuration of computers.
Good people skills required for training/help desk duties.
Confidentiality required in handling of security.
Requirements:
High School Diploma or equivalent minimum; real estate/mortgage banking courses helpful.
Minimum one 1-3 years underwriting experience conforming and non-conforming
Minimum six (4) years of mortgage banking required, to include exposure Government Products
Knowledge of the FHA/VA program is preferred
Ability to differentiate between first and second mortgage underwriting.
Insight as to current business environment within Wholesale Network.
Education: Not Specified
Experience: Not Specified
Travel: None
Apply by eMail:15173559.185@jobfrenzy1.com
Apply by eMail:15173559.185@jobfrenzy1.com
Job Created:
Sat Sep 19 2009 04:27:31 AM
Last Modified: Sat Sep 19 2009 04:27:31 AM
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